When you purchase insurance, whether for a home, car or other needs, you do so with a strong measure of trust. You trust that if a crisis happens, the insurance company will help you cover the financial losses. However, insurance companies betray that trust when they fail to meet the obligations set forth in the insurance contract. When that happens, you need an attorney who is experienced in insurance law to fight to make sure the insurance company lives up to its obligations.
In order to have a valid legal claim that your insurance company is acting in an unfair manner or in bad faith, the issue must be solely between you and your own insurance company. Examples of this would be a claim for personal injury protection benefits or uninsured motorist benefits under your automobile policy or a fire claim under your homeowner’s insurance.
In the State of Washington, the Insurance Fair Conduct Act provides that an insurance company may not unreasonably deny a claim for coverage or payment of benefits to its policyholder. An insurance company that engages in unfair conduct can be forced to pay significant damages to its policyholder over and above the amount of the original claim. While this may sound relatively simple, the reality is that insurance companies have skilled lawyers developing contract language to protect them from responsibility for these unfair practices. The average person purchasing insurance often misunderstands key terms of the insurance policy because he or she does not have the necessary background to understand the policy language. The insurance companies take advantage of this to avoid paying insurance claims.
When insurance contracts are debated in court, the legal interpretation of insurance policy language is a complex issue. As a result, the assistance of a qualified attorney is vital when making a claim that an insurance company has acted unfairly. The trial lawyers at Rush, Hannula, Harkins & Kyler PLLC, have the experience and skill to prepare effective legal arguments to help you recover insurance benefits that you are rightfully entitled to under the terms of your insurance policy. Your insurance company has an internal legal department as well as private law firms working hard to protect its interests. You deserve the same protection.
If you believe that your insurance company has treated you unfairly, call the trial lawyers of Rush, Hannula, Harkins & Kyler PLLC, now at (866) 454-7445 or click here to submit a free case review. Let our experience work for you. Our initial consultation is free of charge and we only get paid for our services if you receive monetary compensation.
"Client was disabled from working in prior profession after sustaining a severe closed head injury and brain trauma in an automobile accident on Interstate 5. $7,845,000. "
"Pedestrian client was struck by semi-truck, and the trailer wheels rolled over client’s body causing severe injury. $1,145,000. "
"Client was involved in a head-on collision when a bus crossed the center line. Client suffered a severe closed head injury preventing him from returning to his previous employment. $884,998. "
"Client was involved in serious head-on collision with uninsured motorist while on-the-job, resulting in physical injury and posttraumatic stress disorder. Client can no longer work as a commercial truck driver. $708,000. "
"Client was a rear seat passenger in a vehicle that was involved in an automobile accident. Client was severely injured as the result of a defective seatbelt, while the other three occupants of the vehicle sustained only minor injuries. $650,000. "
"Client was killed in automobile accident caused by defendant’s failure to yield the right-of-way. $650,000. "
"Minor client was on his way to school and was struck by a vehicle while crossing the street in a marked crosswalk. Defendant driver had pulled into oncoming lane to pass another vehicle and struck client, causing serious injuries. $500,000. "
"Client was killed as a result of an in-cab fuel tank, which caught fire after an automobile accident. $350,000. "
"Client riding a bicycle was struck by a motorist who failed to yield the right-of-way. Client sustained numerous injuries, including a closed head injury. $120,000. "
"I have been a client of Dan Kyler’s since 1996. Having had numerous car accidents, I rely upon Rush, Hannula, Harkins & Kyler to help me through them. The most obscure questions have been answered and help is given on all levels. Thanks."
"John Wilson demonstrated his professionalism by keeping us current on our case, explaining our options, giving us realistic expectations and demonstrating the highest level of ethics and integrity beyond reproach. We have the highest confidence that we were well represented."
"Dan Hannula’s hard work helped to settle my auto accident case. "
"Having a motorcycle accident was bad enough, let alone dealing with insurance companies. John Wilson and his staff made everything easy to understand and hassle free. "
"I am extremely satisfied with the service I experienced with this firm and I would recommend them to anyone that needs legal representation. Michael Fisher and his staff are great people. "
"Vern Harkins perseverance and hard work made it possible to get the maximum settlement from the insurance company. I know he had my interest in mind as demonstrated by his actions. "
"The office staff were courteous, pleasant and kept me informed as to what was going on throughout the whole ordeal. "
"Molly Crowley is a very professional and knowledgeable lawyer. I felt I was very well represented!! "
"Molly Crowley was knowledgeable, kept me informed every step of the way and just did a great job! "
"We got a fair settlement and were treated with respect and dignity throughout the whole process. -Blake W. "