Insurance Bad Faith / Unfair Conduct
When you purchase insurance, whether for a home, car or other needs, you do so with a strong measure of trust. You trust that if a crisis happens, the insurance company will help you cover the financial losses. However, insurance companies betray that trust when they fail to meet the obligations set forth in the insurance contract. When that happens, you need an attorney who is experienced in insurance law to fight to make sure the insurance company lives up to its obligations.
In order to have a valid legal claim that your insurance company is acting in an unfair manner or in bad faith, the issue must be solely between you and your own insurance company. Examples of this would be a claim for personal injury protection benefits or uninsured motorist benefits under your automobile policy or a fire claim under your homeowner’s insurance.
In the State of Washington, the Insurance Fair Conduct Act provides that an insurance company may not unreasonably deny a claim for coverage or payment of benefits to its policyholder. An insurance company that engages in unfair conduct can be forced to pay significant damages to its policyholder over and above the amount of the original claim. While this may sound relatively simple, the reality is that insurance companies have skilled lawyers developing contract language to protect them from responsibility for these unfair practices. The average person purchasing insurance often misunderstands key terms of the insurance policy because he or she does not have the necessary background to understand the policy language. The insurance companies take advantage of this to avoid paying insurance claims.
When insurance contracts are debated in court, the legal interpretation of insurance policy language is a complex issue. As a result, the assistance of a qualified attorney is vital when making a claim that an insurance company has acted unfairly. The trial lawyers at Rush, Hannula, Harkins & Kyler, L.L.P., have the experience and skill to prepare effective legal arguments to help you recover insurance benefits that you are rightfully entitled to under the terms of your insurance policy. Your insurance company has an internal legal department as well as private law firms working hard to protect its interests. You deserve the same protection.
If you believe that your insurance company has treated you unfairly, call the trial lawyers of Rush, Hannula, Harkins & Kyler, L.L.P., now at 866-454-RHHK (7445) or click here to submit a free case review. Let our experience work for you. Our initial consultation is free of charge and we only get paid for our services if you receive monetary compensation.