Tacoma Injury Attorneys Manage Uninsured and Underinsured Accident Claims
Decisive strategies to combat the rise in uninsured drivers
Anyone who owns or operates a motor vehicle is required to carry liability insurance. Unfortunately, a large percentage of motorists in Washington and nationwide forego this responsibility. If you wind up in an accident caused by an uninsured motorist, you may face significant hurdles in obtaining the compensation to which you’re entitled. Since 1959, attorneys at Rush, Hannula, Harkins & Kyler, L.L.P. have helped injured parties collect on claims involving uninsured motorists. Our devoted legal team has the resources to implement effective strategies for recovering full compensation when the negligent party is uninsured or underinsured.
Why have uninsured motorists been on the rise in Washington?
Recent estimates place the share of uninsured motorists in Washington at 16 percent. This means that if you get into an accident in Washington, your chances are one in six that the other driver will not have insurance. There are many factors that contribute to uninsured driving in Washington and throughout the country, most notably:
- Insufficient income — The economy has forced many Washingtonians to make choices among essential expenditures. Many drivers are simply choosing to roll the dice and hope they don’t have an accident.
- Sky-high premiums — Drivers with spotty driving records, especially those that include recent DUIs, face very high premiums.
- Suspended or revoked licenses — Insurance companies will not issue policies to unlicensed drivers.
These realities make it even more important for you to carry uninsured and underinsured motorist coverage on your auto policy.
What is the statutory minimum of insurance coverage in Washington?
Drivers in Washington must have an auto insurance policy with limits of at least:
- $25,000 of bodily injury or death coverage for one person in any one accident
- $50,000 of bodily injury or death coverage for two people in any one accident
- $10,000 of injury or destruction coverage for others’ property in any one accident
Yet, these limits would not compensate the victim of a catastrophic car accident. Imagine the medical bills for a traumatic brain injury or severe spinal injury. If a negligent motorist is only carrying the mandatory minimum, the victim will have to seek sources other than that insurance policy to realize full compensation.
Ask an experienced Tacoma car accident attorney about claims against uninsured drivers
If you’ve been injured by an uninsured driver, you can still recover damages. Our skilled trial lawyers at Rush, Hannula, Harkins & Kyler, L.L.P. take the necessary steps to secure full compensation for your losses. To schedule a free consultation and case evaluation, call us at 253.250.4516 or contact our office online.